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Toscano Insurance Group Blog

View the latest blog posts from Toscano Insurance Group.

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Friday, May 28, 2021

What Does Actual Cash Value Mean for Car Insurance?

Looking at your auto insurance policy, you may notice a term labeled “actual cash value” on the declarations page near “Collision” or “Other Than Collision.”  Actual cash value is a term you have probably glanced over without considering for too long because you have seen it so many times. READ MORE >>

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Friday, April 30, 2021

How Home Insurance Addresses Dog Bite Liabilities

Getting a dog means gaining a best friend; but it also means taking on a substantial liability. Even if your dog is a wonderful pet 99% of the time, there is still the 1% of the time that their wild instincts might arise. If they were to cause harm to others, then it might be your responsibility to pay for the damage. READ MORE >>

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Friday, March 26, 2021

Do Other Drivers Affect the Cost of Commercial Auto Insurance?

Commercial auto insurance provides coverage for the vehicles owned or used by your business for work purposes. This insurance is crucial if you have vehicles used to deliver products or transport materials, but commercial auto insurance unfortunately isn’t always cheap.   READ MORE >>

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Friday, February 26, 2021

Mistakes to Avoid When Applying for Auto Insurance

Common Auto Insurance Mistakes Did You Know? An error on your auto insurance application can lead to costly consequences. Providing inaccurate information on your application can lead to increased premiums, policy cancellations or limited financial assistance in the event of an accident. READ MORE >>

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Thursday, January 21, 2021

Knowing How Much Home Insurance You Need Based on Your Home’s Value

Home insurance is crucial for every homeowner, but not every home insurance policy is the same. Your insurance needs may be different than your neighbors’ for a variety of reasons—one of which is the value of your home. READ MORE >>

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Monday, November 30, 2020

Is Basic Car Insurance Enough?

Car insurance requirements vary by state. If you plan on driving a vehicle in the U.S., you will be expected to carry a minimum amount of insurance. This typically includes certain limits of liability insurance. However, minimum liability is not usually enough to cover you in case of an accident. READ MORE >>

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Wednesday, September 30, 2020

Ways to Simplify Your Homeowners Insurance Payments

If you ever leave a home uninsured, you’ll leave yourself exposed to costly damage risks that you don’t want to face alone. That’s why it’s important to always pay your premium. The good news is that many insurers offer you many flexible options to pay for your plan. READ MORE >>

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Tuesday, March 17, 2020

Hurricane Coverage

In Florida and especially in Miami, we have hurricanes nearly every year. And with climate change happening we are experiencing nearly double the hurricanes we encounter. Hurricane insurance is now more important than ever. Hurricane Insurance covers your home in the event of damage caused a hurricane or tropical cyclone. READ MORE >>

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Sunday, March 15, 2020

The Importance of Home Owners Insurance

Home Owners Insurance is an important coverage that the average homeowner should purchase and maintain on their home ,condo or apartment. Home Owners Insurance Protects you in the event of a natural disaster such as hurricane (tropical cyclone) ,tornado or typhoon. READ MORE >>

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Sunday, March 15, 2020

What is Workers Compensation Insurance?

Workers Compensation or Workman's Comp is an insurance policy that will provide coverage for your employees who become sick or get hurt on the job site. Workers Compensation Insurance will also give you the business owner coverage for employee death benefits as well rehabilitation coverage. READ MORE >>

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Blog Archive
  • 2021
  • 2020

  • home insurance(3)
  • auto insurance(3)
  • car insurance(2)
  • homeowners insurance(2)
  • commercial auto insurance(1)
  • dog bites(1)

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