Auto Insurance
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Auto Insurance Information
Insurance for Drivers Throughout Florida, Georgia, Massachusetts and North Carolina
When looking for an auto insurance policy, many drivers fall into the trap of paying too much for too little coverage. This is because many drivers don’t have the benefit of working through an independent agency.
At Toscano Insurance Group, our insurance professionals have access to a range of top insurers so we can do the hard work for you. We compare prices and plans to help you find the best auto insurance policy for your insurance needs and your budget.
Auto Insurance Coverages We Offer
A full coverage auto insurance policy through Toscano Insurance Group may include:
- Comprehensive Coverage: This coverage provides compensation for damages to your vehicle caused by fire, wind, hail, lightning, smoke, theft, vandalism and other incidents not handled by collision coverage.
- Collision Coverage: This coverage provides compensation for damages to your vehicle caused by a collision with another vehicle or object.
- Liability: This covers bodily injury and property damage you may cause while operating the insured vehicle.
- Medical Payments Coverage: This coverage, also available as personal injury protection in some states, handles the medical bills for you and your passengers after an accident. It can kick in no matter who is at fault for the accident.
- Uninsured/Underinsured Motorist: This coverage compensates for damages and injuries that occur in an accident involving another driver who is not carrying enough insurance.
What Auto Insurance is Required by Law?
Auto insurance requirements vary by state. The minimum auto insurance requirements in the states we serve include:
Florida
- $10,000 in property damage liability
- $10,000 in personal injury protection
Georgia
- $25,000 in bodily injury liability per person
- $50,000 in bodily injury liability per accident
- $25,000 in property damage liability
Massachusetts
- $20,000 in bodily injury liability per person
- $40,000 in bodily injury liability per accident
- $50,000 in property damage liability
- $20,000/$40,000 in uninsured/underinsured motorist
- $8,000 in personal injury protection
North Carolina
- $30,000 in bodily injury liability per person
- $60,000 in bodily injury liability per accident
- $25,000 in property damage liability
- $30,000/$60,000 in uninsured/underinsured motorist coverage per person/per accident
However, state minimum coverage might not be sufficient for your needs. Contact one of our agents to determine how much coverage is right for you.
Insure Your Vehicle Today
Don’t end up spending too much to protect yourself and your passengers. Connect with an experienced agent from Toscano Insurance Group at (305) 397-8807 or get an instant quote online to get started.
Common Auto Insurance Questions
When you purchase an auto insurance policy, you pay monthly premiums in return for coverage. If you stop paying premiums, your coverage will end. While your policy is active, however, you have the option to file a claim to receive compensation for damages to your vehicle and other expenses related to an accident.
The amount of auto insurance you need may be different than someone else’s needs. Connect with an insurance professional at Toscano Insurance Group to discuss what kind of insurance you need for your vehicle.
After an accident, you can file an auto insurance claim by contacting your insurance carrier. A claims adjuster from the insurer will investigate your claim and calculate how much compensation you will receive based on the damages and your policy.
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